House on grass with stacked coinsLending Services

First Capital Bank is a locally owned and managed full service community bank that realizes each individual and business has very different borrowing needs. All credit requests are reviewed by local lenders and approved locally giving you the advantage of truly personal service in dealing with your borrowing needs.

Consumer Loans

First Capital Bank specializes in the personal touch. Whatever your personal loan needs, we have a loan program for you. If you are looking to buy a new boat or to refinance your car, we are eager to listen to you. With competitive rates, flexible terms and common-sense underwriting, we will respond to your inquiries promptly.

Examples of the consumer loans we offer are:

  • Vehicle Loans
  • Boat Loans
  • RV Loans
  • Construction Loans
  • Deposit Secured Loan
  • Overdraft Protection for Checking Account
  • Home Equity Line of Credit

Residential Lending

If you are looking for a new home or maybe you are trying to refinance a high-interest rate mortgage, your First Capital Bank Mortgage Loan Officer has a mortgage loan solution that is perfect for your future plans. For more information on all of our mortgage loan programs or to apply, please contact one of our Mortgage Lenders at or give us a call at (843) 990-7770.

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