Description

Basic Checking offers high tech conveniences with no balances or monthly fees

Freedom Checking with all the conveniences

Classic Checking shows everything improves with age. All the great services and added benefits for customers age 50+

Premier Checking for those with higher balances. Enjoy convenient access while earning a premium interest rate

Personal Money Market If you’re looking for a place to park some money where it will earn higher interest than a checking or savings account

Minimum Opening Balance

$100.00

$100.00

$100.00

$100.00

$1000.00

Monthly Charge

Free

$4.00

Free

$10.00

$10.00

Earns Interest

No

No

Yes

Yes

Yes

Qualifiers to Waive Monthly Charge

N/A

Monthly Direct Deposit or maintain a minimum daily balance of $400.00 during statement cycle

N/A

Average daily balance of
$2,500.00 OR Total loan balance of $50,000.00 or greater with FCB OR Have $25,000.00 or greater in combined deposits with FCB

Daily balance of $1,000.00

Miscellaneous Information

N/A

First order of checks FREE

FREE first order of basic checks

Additional check orders no charge with monthly direct deposit verified

1/2 price on a safe deposit box (Subject to availability)

FREE Cashier’s Checks

4 FREE Domestic Wires each month

Transactions limited to 6 per month
($10.00 each over 6 in a statement cycle)

Debit Card Transactions

Unlimited Point of Sale transactions Unlimited FCB ATM withdrawals Surcharge Free Foreign ATM withdrawals

Unlimited Point of Sale transactions Unlimited FCB ATM withdrawals Surcharge Free Foreign ATM withdrawals

Unlimited Point of Sale transactions Unlimited FCB ATM withdrawals Surcharge Free Foreign ATM withdrawals

Unlimited Point of Sale transactions Unlimited FCB ATM withdrawals Surcharge Free Foreign ATM withdrawals

No

Online Banking with or without Online Bill Pay

Free

Free

Free

Free

Free
transaction restrictions apply

***Paper Statement Fee once e-statement is available

$3.00

$3.00

N/A

N/A

$3.00