Commercial Checking


Compare Our Commercial Checking Accounts

 

Account Type

Commercial Checking

Charitable Checking

Business Money Market Checking

Description

With our Commercial Checking account, you can enjoy all the flexibility of a checking account for your high-volume transactions and receive earnings credit to offset monthly fees

Charitable Checking is for civic organizations with IRS non-profit status

Our Business Money Market account offers flexible, tiered interest rates that help ensure your money works for you, around the clock

Minimum Opening Balance

$500.00

$100.00

$1000.00

Monthly Charge

$20.00

None

$10.00

Earns Interest

No

Yes - $2,500.00 minimum balance to earn interest

Yes

Qualifiers to Waive Monthly Charge

Earnings credit rate paid on positive average collected available balances can be used to offset monthly maintenance charge and transaction fees

$0.00

Daily balance of $1,000.00

Monthly Transaction Items

Per debit $.18
Per credit $.35
Per item in deposit $.10

250 free items per statement cycle (all others $.35 each)

Unlimited over the counter transactions, Limited to 6 Third Party transactions per statement cycle ($10.00 per Third Party transaction over 6)

***Paper Statement Fee once Estatement is available

N/A

$3.00

$3.00

 

Other Business Accounts

Account Type

Business 150

Business 250

Business 500

Description

Business 150 is designed for start-up businesses and businesses with a low volume of deposits and minimal check-writing activity

Business 250 is designed for businesses with medium volume of deposit and check-writing activity

Business 500 is designed for larger businesses with higher balances and more activity

Minimum Opening Balance

$100.00

$100.00

$100.00

Monthly Charge

None

$10.00

$15.00

Earns Interest

No

No

No

Qualifiers to Waive Monthly Charge

$0.00

Daily balance of $500.00 OR $2,500.00 average daily balance

Daily balance of $2,500.00 OR $10,000.00 or greater in combined FCB deposits OR Total loan balance of $50,000.00 or greater with FCB

Monthly Transaction Items

150 free items per statement cycle
(all others $0.35 each)

250 free items per
statement cycle (all others $.35 each)

500 free items per statement cycle (all other $.35 each)

***Paper Statement Fee once Estatement is available

$3.00

$3.00

N/A

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