Business Checking


Compare Our Commercial Checking Accounts

 

Account Type

Commercial Checking

Charitable Checking

Business Money Market Checking

Description

With our Business Analysis Checking account, you can enjoy all the flexibility of a checking account for your high-volume transaction and receive earnings credit on balances that can offset monthly fees or pay for services

For civic organizations with IRS non-profit status

Our Business Money Market account offers flexible, tiered interest rates that help ensure your money works for you,around the clock

Minimum Opening Balance

$500.00

$100.00

$1000.00

Monthly Charge

$20.00

None

$10.00

Earns Interest

No

Yes - $2,500.00 minimum balance to earn interest

Yes

Qualifiers to Waive Monthly Charge

Earnings credit rate paid on positive average collected available balances can be used to offset monthly maintenance charge and transaction fees

None

Daily balance of $1,000.00

Monthly Transaction Items

Per debit $.18
Per credit $.35
Per item in deposit $.10

250 free items per statement cycle (all others $.35 each)

Unlimited over the counter transactions, Limited to 6 Third Party transactions per statement cycle ($10.00 per Third Party transaction over 6)

 

Other Business Accounts

 

Unlimited

Account Type

Business 150

Business 250

Business 500

South Carolina IOLTA

Description

Business 150 is designed for start-up businesses or businesses with a low volume of deposits and minimal check-writing activity.

Business 250 is designed for start-up businesses or businesses with a low volume of deposits and minimal check-writing activity.

Business 500 is designed for larger businesses with higher balances and more activity.

The SC IOLTA is designed for SC Attorneys to hold funds on behalf of their clients.

Minimum Opening Balance

$100.00

$100.00

$100.00

$100.00

Monthly Charge

None

$10.00

$15.00

None

Earns Interest

No

No

No

Yes - $2500 minimum balance to earn interest

Qualifiers to Waive Monthly Charge

$0.00

Daily balance of $500.00 OR $2,500.00 average daily balance

Daily balance of $2,500.00 OR $10,000.00 or greater in combined FCB deposits OR Total loan balance of $50,000.00 or greater with FCB

N/A

Monthly Transaction Items

150 free items per statement cycle
(all others $0.35 each)

250 free items per
statement cycle (all others $.35 each)

500 free items per statement cycle (all other $.35 each)

Unlimited

Debit Card Transactions

 

Unlimited Point of Sale transactions

Unlimited FCB ATM withdrawals

Surcharge Free Foreign ATM withdrawals

Unlimited Point of Sale transactions

Unlimited FCB ATM withdrawals

Surcharge Free Foreign ATM withdrawals

Unlimited Point of Sale transactions

Unlimited FCB ATM withdrawals

Surcharge Free Foreign ATM withdrawals

N/A

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