Business Checking

Compare Our Commercial Checking Accounts

Account Type	Commercial Checking	Charitable Checking	Business Money Market Checking
Description	With our Business Analysis Checking account, you can enjoy all the flexibility of a checking account for your high-volume transaction and receive earnings credit on balances that can offset monthly fees or pay for services	For civic organizations with IRS non-profit status	Our Business Money Market account offers flexible, tiered interest rates that help ensure your money works for you,around the clock
Minimum Opening Balance	$500.00	$100.00	$1000.00
Monthly Charge	$20.00	None	$10.00
Earns Interest	No	Yes - $2,500.00 minimum balance to earn interest	Yes
Qualifiers to Waive Monthly Charge	Earnings credit rate paid on positive average collected available balances can be used to offset monthly maintenance charge and transaction fees	None	Daily balance of $1,000.00
Monthly Transaction Items	Per debit $.18 Per credit $.35 Per item in deposit $.10	250 free items per statement cycle (all others $.35 each)	Unlimited over the counter transactions, Limited to 6 Third Party transactions per statement cycle ($10.00 per Third Party transaction over 6)

Unlimited

Account Type	Business 150	Business 250	Business 500	South Carolina IOLTA
Description	Business 150 is designed for start-up businesses or businesses with a low volume of deposits and minimal check-writing activity.	Business 250 is designed for start-up businesses or businesses with a low volume of deposits and minimal check-writing activity.	Business 500 is designed for larger businesses with higher balances and more activity.	The SC IOLTA is designed for SC Attorneys to hold funds on behalf of their clients.
Minimum Opening Balance	$100.00	$100.00	$100.00	$100.00
Monthly Charge	None	$10.00	$15.00	None
Earns Interest	No	No	No	Yes - $2500 minimum balance to earn interest
Qualifiers to Waive Monthly Charge	$0.00	Daily balance of $500.00 OR $2,500.00 average daily balance	Daily balance of $2,500.00 OR $10,000.00 or greater in combined FCB deposits OR Total loan balance of $50,000.00 or greater with FCB	N/A
Monthly Transaction Items	150 free items per statement cycle (all others $0.35 each)	250 free items per statement cycle (all others $.35 each)	500 free items per statement cycle (all other $.35 each)	Unlimited
Debit Card Transactions	Unlimited Point of Sale transactions Unlimited FCB ATM withdrawals Surcharge Free Foreign ATM withdrawals	Unlimited Point of Sale transactions Unlimited FCB ATM withdrawals Surcharge Free Foreign ATM withdrawals	Unlimited Point of Sale transactions Unlimited FCB ATM withdrawals Surcharge Free Foreign ATM withdrawals	N/A